Refinance on Your Terms

Lower your payment, access equity, or shorten your term...all with clear numbers and no surprises.

Loan Officer at desk working on a refinance

Your Refinance Goals

What Are You Trying to Achieve?

Lower My Monthly Payment: Reduce rate or extend term.

Pay Off Faster: Shorten to a 20-, 15-, or 10-year term.

Cash-Out for Goals: Tap home equity for renovations, debt consolidation, or investment.

Remove PMI: Re-cast with enough equity to drop monthly mortgage insurance.

Switch Loan Type: Move from FHA to Conventional, adjust ARM/Fixed, or streamline VA.

Special Situations

Tailored Paths

PMI Removal: If you’ve reached the equity threshold, removing PMI may drop your payment even if rates are higher.

HELOC vs Cash-Out: Compare blended costs; sometimes a HELOC is the smarter short-term tool.

VA IRRRL (Streamline): For eligible VA borrowers seeking a simplified refi path.

Parents and children celebrating move-in day at their new house
Welcome To Rize Mortgage and Fin-Tech

First-Time Buyers & Assistance

First-Time Buyer? We’ve Got You.

We’ll help you compare assistance programs, estimate total cash to close, and plan for appraisal and inspection costs—so nothing catches you off guard.

Ready to Start?

Standard Mortgage Capital LLC

dBA Rize Mortgage | #1604663

CONTACT US

53 NW 100th Avenue, Plantation, FL 33324

Branch NMLS: 1604663

Copyright 2025. Rize Mortgage - Plantation, FL | Davis Team. All Rights Reserved.